The UK has a diverse mortgage market, many of the loans companies providing incentives to many different groups, for example one mortgage provider will give a discount to a first time buyer, while other mortgage providers will offer the best deal to a mortgagee that re-mortgages with them.
So whether you are an existing mortgagee or a first-time buyer it pays to shop around the home loan market for the best deal on your new mortgage.
© 2005 Mortgages and Loans UK